> ## Documentation Index
> Fetch the complete documentation index at: https://docs.ldgr.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Glossary

## data\_map.claim

The cumulative latest claim-level data as of the provided `valuation_date`.

| Column                | Type          | Definition                                                                          |
| --------------------- | ------------- | ----------------------------------------------------------------------------------- |
| claim\_id             | bigint        | The unique identifier for a claim.                                                  |
| policy\_group\_id     | bigint        | The unique identifier for the policy group that the policy belongs to.              |
| policy\_id            | bigint        | The unique identifier for the policy that the claim belongs to.                     |
| tpa\_id               | bigint        | The unique identifier for a TPA (third party administrator) that handles the claim. |
| external\_policy\_id  | string        | The identifier assigned by the insurer for the policy.                              |
| external\_claim\_id   | string        | The identifier assigned by the insurer for the claim.                               |
| loss\_occurence\_date | date          | The date the loss occurred.                                                         |
| claim\_opened\_date   | date          | The date the claim was opened.                                                      |
| claim\_reported\_date | date          | The date the claim was reported.                                                    |
| claim\_closed\_date   | date          | The date the claim was closed.                                                      |
| source\_record\_date  | date          | The date of the BDX file supplied by the cedant.                                    |
| is\_derived           | boolean       | Whether the data is derived by us or supplied by the cedant.                        |
| epistemic\_rank       | string        | The epistemic rank of the claim (currently just "bordereau").                       |
| loss\_taxonomy        | map           | Loss category.                                                                      |
| loss\_metrics         | map           | Loss amount by category                                                             |
| claim\_status         | string        | The status of the claim (open/closed).                                              |
| claim\_coverages      | array         | The coverage amount by category.                                                    |
| currency              | string        | The currency the claim is denominated in.                                           |
| claim\_limit          | decimal(17,2) | The limit allowed by policy.                                                        |
| claim\_deductible     | decimal(17,2) | Deductible amount.                                                                  |
| catastrophe\_code     | string        | The catastrophe code for the claim.                                                 |
| claim\_metadata       | map           | Metadata about the claim.                                                           |
| other\_data           | array         | Misc. data field.                                                                   |
| valuation\_date       | timestamp     | Same as `source_record_date` unless the cedant provides another value.              |
| is\_latest            | boolean       | Whether the data is from the latest BDX file.                                       |

## data\_map.collateral\_terms

A pointer to collateral terms math stored in a Python or Excel file.

| Column                         | Type   | Definition                                      |
| ------------------------------ | ------ | ----------------------------------------------- |
| collateral\_terms\_id          | bigint | The unique identifier for the collateral terms. |
| collateral\_terms\_scheme      | string | The name of the collateral terms scheme.        |
| collateral\_terms\_description | string | The description of the collateral terms scheme. |
| collateral\_deal\_model        | string | The name of the collateral deal model.          |

## data\_map.company

Information about legal entities.

| Column                | Type   | Definition                                                         |
| --------------------- | ------ | ------------------------------------------------------------------ |
| company\_id           | bigint | The unique identifier of the company.                              |
| organization\_id      | bigint | The unique identifier of the organization the company belongs to.  |
| address\_id           | bigint | The unique identifier of the address the company is registered at. |
| legal\_name           | string | The legal name of the company.                                     |
| website               | string | The website URL of the company.                                    |
| linkedin              | string | The linkedin URL of the company.                                   |
| email                 | string | The email address of the company.                                  |
| year\_founded         | int    | The year the company was founded.                                  |
| legal\_id             | array  | The legal ID of the company (e.g. EIN).                            |
| legal\_status         | string | The legal status of the company (e.g. Active/Inactive).            |
| legal\_type           | string | The legal type of the company (e.g. LLC/Corporation).              |
| description           | string | A description of the company.                                      |
| employee\_size        | string | The size of the company (e.g. 100-500 employees).                  |
| public\_stock\_ticker | string | The public stock ticker of the company.                            |
| operating\_geography  | string | The geographic region the company operates in.                     |

## data\_map.company\_managing\_general\_agent

Additional basic information on legal entities that are MGAs or MGUs.

| Column                  | Type   | Definition                                        |
| ----------------------- | ------ | ------------------------------------------------- |
| company\_id             | bigint | The unique identifier for the company.            |
| employees\_management   | int    | The number of employees on the management team.   |
| employees\_underwriting | int    | The number of employees on the underwriting team. |
| employees\_actuarial    | int    | The number of employees on the actuarial team.    |
| employees\_claims       | int    | The number of employees on the claims team.       |
| employees\_other        | int    | The number of employees on other teams.           |
| product\_lines          | array  | The product lines the company insures.            |

## data\_map.contract

Metadata describing a signed legal agreement.

| Column                 | Type   | Definition                                                                   |
| ---------------------- | ------ | ---------------------------------------------------------------------------- |
| contract\_id           | bigint | The unique identifier of the contract (auto increment).                      |
| ledger\_contract\_id   | bigint | The unique identifier of the contract in the ledger system (assigned by us). |
| name                   | string | The name of the contract.                                                    |
| type                   | string | The type of the contract (e.g. Reinsurance)                                  |
| status                 | string | The status of the contract (e.g. Active/Inactive).                           |
| version                | string | The version of the contract.                                                 |
| signature\_date        | date   | The date the contract was signed.                                            |
| effective\_date        | date   | The date the contract became effective.                                      |
| description            | string | A description of the contract.                                               |
| description\_amendment | string | A description of the contract amendment (if applicable).                     |
| signatories            | array  | The signatories of the contract.                                             |
| contract\_wording\_id  | bigint | The unique identifier of the contract wording.                               |
| contract\_file\_id     | string | The unique identifier of the contract file.                                  |

## data\_map.contract\_amendments

A link between an original contract and any amended contracts.

| Column                       | Type   | Definition                                            |
| ---------------------------- | ------ | ----------------------------------------------------- |
| contract\_amendments\_id     | bigint | The unique identifier for an amendment to a contract. |
| contract\_being\_amended\_id | bigint | The unique identifier for the contract being amended. |
| contract\_amendment\_id      | bigint | The amendment to the contract is itself a contract    |
| amendment\_number            | int    | The number of the amendment to the contract.          |
| amendment\_type              | string | The type of amendment to the contract.                |
| amendment\_effective\_date   | date   | The date the amendment became effective.              |

## data\_map.contract\_interest\_liabilities

Information about interest & liablities agreements of reinsurance contracts.

| Column                              | Type   | Definition                                                    |
| ----------------------------------- | ------ | ------------------------------------------------------------- |
| contract\_interest\_liabilities\_id | bigint | The unique identifier for an interest & liablities agreement. |
| contract\_reinsurance\_id           | bigint | The unique identifier for a reinsurance contract.             |
| contract\_id                        | bigint | The unique identifier for a signed legal agreement.           |
| reinsurer\_id                       | bigint | The unique identifier for the reinsurance company             |

## data\_map.contract\_page\_text

The plain text of a contract grouped by page.

| Column            | Type   | Definition                                          |
| ----------------- | ------ | --------------------------------------------------- |
| contract\_id      | string | The unique identifier of the contract.              |
| google\_drive\_id | string | The unique identifier of the Google Drive document. |
| filename          | string | The name of the file.                               |
| filetype          | string | The type of the file (mostly PDF).                  |
| fullname          | string | The full name of the contract                       |
| pagenum           | bigint | The page number of the contract                     |
| text              | string | The text of the contract page                       |

## data\_map.contract\_reinsurance

Identifies all contracts that relate to a reinsurance transaction including all brokers, ceding insurers, and reinsurers.

| Column                      | Type    | Definition                                                     |
| --------------------------- | ------- | -------------------------------------------------------------- |
| contract\_reinsurance\_id   | bigint  | The unique identifier for a reinsurance contract.              |
| reinsurance\_active\_status | boolean | Whether the reinsurance contract is active or not.             |
| master\_contract\_id        | bigint  | The unique identifier for the master contract.                 |
| schedule\_contract\_id      | bigint  | The unique identifier for the schedule contract.               |
| standalone\_contract\_id    | bigint  | The unique identifier for the standalone contract.             |
| trust\_contract\_id         | bigint  | The unique identifier for the trust contract.                  |
| broker\_contract\_id        | bigint  | The unique identifier for the broker contract.                 |
| multiple\_keyterms          | boolean | Whether the reinsurance contract has multiple keyterms or not. |
| reinsurers                  | array   | The unique company identifier of all reinsurers                |
| cedants                     | array   | The unique company identifier of all cedants                   |
| brokers                     | array   | The unique company identifier of all brokers                   |

## data\_map.contract\_reinsurance\_binder

All documents associated with a single reinsurance transaction.

| Column                            | Type    | Definition                                                |
| --------------------------------- | ------- | --------------------------------------------------------- |
| contract\_reinsurance\_binder\_id | bigint  | The unique identifier of the contract reinsurance binder. |
| reinsurance\_binder\_name         | string  | The name of the binder.                                   |
| ceding\_insurer                   | string  | The ceding insurer.                                       |
| reinsurer                         | string  | The reinsurer.                                            |
| reinsurance\_contracts            | array   | Reinsurance contracts associated with the binder.         |
| novation\_contracts               | array   | Novation contracts associated with the binder.            |
| trust\_contracts                  | array   | Trust contracts associated with the binder.               |
| broker\_contracts                 | array   | Broker contracts associated with the binder.              |
| investor\_contracts               | array   | Investor contracts associated with the binder.            |
| ima\_contracts                    | array   | IMA contracts associated with the binder.                 |
| side\_letter\_contracts           | array   | Side letter contracts associated with the binder.         |
| multiple\_keyterms                | boolean | Whether the binder has multiple keyterms.                 |

## data\_map.contract\_reinsurance\_keyterms

Identifies the key terms for reinsurance contracts.

| Column                                     | Type   | Definition |
| ------------------------------------------ | ------ | ---------- |
| contract\_reinsurance\_keyterms\_id        | bigint | None       |
| contract\_reinsurance\_binder\_id          | bigint | None       |
| reinsurance\_transaction\_name             | string | None       |
| reinsurance\_type                          | string | None       |
| reinsurance\_form                          | string | None       |
| quota\_share\_percent                      | double | None       |
| subject\_business                          | string | None       |
| policy\_group\_id                          | array  | None       |
| policy\_group\_name                        | string | None       |
| product\_line                              | string | None       |
| risk\_period\_start                        | date   | None       |
| risk\_period\_end                          | date   | None       |
| policy\_max\_limits                        | array  | None       |
| coverage\_type                             | string | None       |
| coverage\_layers\_basis                    | string | None       |
| coverage\_layers\_amounts                  | array  | None       |
| reinsurance\_premium\_basis                | string | None       |
| reinsurance\_premium                       | double | None       |
| premium\_remittance\_basis                 | string | None       |
| ceding\_commission\_basis                  | string | None       |
| min\_ceding\_commission                    | double | None       |
| profit\_commission\_basis                  | string | None       |
| profit\_commission\_start\_date            | date   | None       |
| ramp\_up\_period\_end\_date                | date   | None       |
| profit\_commission\_amounts                | array  | None       |
| provisional\_profit\_commission            | double | None       |
| premium\_maxium                            | double | None       |
| aggregate\_limit\_basis                    | string | None       |
| aggregate\_limit                           | double | None       |
| occurrence\_limit\_basis                   | string | None       |
| occurrence\_limit                          | double | None       |
| FET\_rate                                  | double | None       |
| collateral\_initial                        | double | None       |
| claims\_fund\_initial                      | double | None       |
| claims\_fund\_minimum                      | double | None       |
| claims\_fund\_maximum                      | double | None       |
| commutation\_date                          | date   | None       |
| bdx\_reporting\_period                     | string | None       |
| collateral\_reporting\_period              | string | None       |
| bdx\_reporting\_lag                        | int    | None       |
| remittance\_lag                            | int    | None       |
| collateral\_reporting\_lag                 | int    | None       |
| collateral\_deposit\_lag                   | int    | None       |
| premium\_expected                          | double | None       |
| collateral\_terms\_id                      | string | None       |
| Foreign\_Currency\_to\_USD\_Exchange\_Rate | double | None       |

## data\_map.contract\_reinsurancetrust\_keyterms

Terms describing the trust account associated with a reinsurance transaction.

| Column                                   | Type   | Definition                                  |
| ---------------------------------------- | ------ | ------------------------------------------- |
| reinsurance\_transaction\_name           | string | The reinsurance transaction name.           |
| contract\_reinsurance\_binder\_id        | int    | The contract reinsurance binder ID.         |
| reinsurance\_binder\_name                | string | The reinsurance binder name.                |
| ceding\_insurer                          | string | The ceding insurer.                         |
| reinsurer                                | string | The reinsurer.                              |
| trustee                                  | string | The trustee.                                |
| trust\_account\_number                   | string | The trust account number.                   |
| principal\_account\_numbers              | array  | The principal account numbers.              |
| income\_account\_numbers                 | array  | The income account numbers.                 |
| contract\_reinsurancetrust\_keyterms\_id | bigint | The contract reinsurance trust keyterms ID. |

## data\_map.contract\_securitiesbroker\_keyterms

Terms describing the securities broker account associated with a reinsurance transaction.

| Column                                   | Type   | Definition                                  |
| ---------------------------------------- | ------ | ------------------------------------------- |
| reinsurance\_transaction\_name           | string | The reinsurance transaction name.           |
| reinsurance\_binder\_name                | string | The reinsurance binder name.                |
| ceding\_insurer                          | string | The ceding insurer.                         |
| reinsurer                                | string | None                                        |
| securities\_broker                       | string | The securities broker.                      |
| brokerage\_fee\_basis                    | string | The brokerage fee basis.                    |
| brokerage\_fee                           | double | The brokerage fee.                          |
| percent\_paid\_at\_closing               | double | The percent paid at closing.                |
| factoring\_discount\_rate                | double | The factoring discount rate.                |
| payment\_timing                          | string | The payment timing.                         |
| contract\_securitiesbroker\_keyterms\_id | bigint | The contract securities broker keyterms ID. |

## data\_map.contract\_text

The plain text of a contract.

| Column            | Type   | Definition |
| ----------------- | ------ | ---------- |
| contract\_id      | string | None       |
| google\_drive\_id | string | None       |
| filename          | string | None       |
| filetype          | string | None       |
| fullname          | string | None       |
| text              | string | None       |

## data\_map.contract\_trust

Information about trust accounts.

| Column                           | Type   | Definition                                                |
| -------------------------------- | ------ | --------------------------------------------------------- |
| contract\_trust\_id              | bigint | The unique identifier for the contract trust.             |
| contract\_id                     | bigint | The unique identifier for the contract.                   |
| contract\_reinsurance\_id        | bigint | The unique identifier for the reinsurance contract.       |
| bank\_id                         | bigint | The unique identifier for the bank.                       |
| trustee\_id                      | bigint | The unique identifier for the trustee company.            |
| bank\_trust\_account\_number     | string | The bank trust account number (alphanumeric).             |
| bank\_income\_account\_number    | string | The bank income account number (alphanumeric).            |
| method\_access\_account          | string | The method of accessing the account e.g. email, SSO, etc. |
| account\_login\_credential\_name | string | The account login credential name in 1Password.           |

## data\_map.contract\_wording

Information on the wording of each clause of a contract.

| Column                | Type   | Definition                                      |
| --------------------- | ------ | ----------------------------------------------- |
| contract\_wording\_id | bigint | The unique identifier for the contract wording. |
| contract\_id          | bigint | The unique identifier for the contract.         |
| clause\_number        | string | The clause number in the contract.              |
| clause\_title         | string | The clause title in the contract.               |
| clause\_text          | string | The clause text in the contract.                |

## data\_map.file

Information regarding the storage of all documents.

| Column       | Type   | Definition                                       |
| ------------ | ------ | ------------------------------------------------ |
| file\_id     | bigint | The unique identifier for the file.              |
| status       | string | The status of the file (failed, completed, etc)  |
| description  | string | The description of the file.                     |
| file\_type   | string | The type of the file (e.g. contract, bordereaux) |
| file\_format | string | The format of the file (e.g. pdf)                |
| file\_name   | string | The name of the file                             |
| file\_path   | string | The path of the file                             |
| sensitivity  | string | The sensitivity of the file (e.g. confidential)  |
| metadata     | map    | Any metadata associated with the file            |

## data\_map.offering

Information related to the advertisement/marketing of a reinsurance transaction.

| Column                | Type    | Definition                                                               |
| --------------------- | ------- | ------------------------------------------------------------------------ |
| offering\_id          | bigint  | The unique identifier for the offering.                                  |
| name                  | string  | The name of the offering.                                                |
| description           | string  | The description of the offering.                                         |
| status                | string  | The status of the offering (draft, live, closing, contracted, inactive). |
| offering\_type        | string  | The type of the offering (primary, secondary).                           |
| approved              | boolean | Whether the offering has been approved.                                  |
| risk\_underwriter\_id | bigint  | The unique identifier for the risk underwriting company.                 |
| multiple\_keyterms    | boolean | Whether the offering has multiple key terms.                             |

## data\_map.offering\_keyterms

Information about the key terms for an offering.

| Column                      | Type          | Definition                                                                               |
| --------------------------- | ------------- | ---------------------------------------------------------------------------------------- |
| offering\_keyterms\_id      | bigint        | The unique identifier of the offering key terms.                                         |
| offering\_id                | bigint        | The unique identifier of the offering.                                                   |
| cedant\_ids                 | array         | The unique identifier(s) of the cedant(s).                                               |
| reinsurance\_type           | string        | The type of reinsurance (treaty/facultative).                                            |
| reinsurance\_form           | string        | The form of reinsurance (quota-share, excess-of-loss, surpluss-share, aggregate-excess). |
| quota\_share\_percent       | double        | The premium percentage shared with the reinsurer.                                        |
| subject\_business           | string        | Description of the line of business being insured.                                       |
| policy\_group\_id           | bigint        | The unique identifier of the policy group.                                               |
| product\_line               | string        | The product line of the offering (e.g. commercial-auto).                                 |
| risk\_period\_start         | date          | The start date of the risk period.                                                       |
| risk\_period\_end           | date          | The end date of the risk period.                                                         |
| policy\_max\_limits         | array         | The maximum claim limit for each policy group.                                           |
| coverage\_type              | string        | The type of coverage (risk-attaching or loss-occuring).                                  |
| coverage\_layers\_basis     | string        | The basis for the coverage layers (amount, percent-of-gross/net-premium).                |
| coverage\_layers\_amounts   | array         | The amount of each coverage layer (attachment, exhaustion, placedpercent).               |
| reinsurance\_premium\_basis | string        | Basis for the reinsurance premium (amount, percent-of-gross/net-premium).                |
| reinsurance\_premium        | double        | The reinsurance premium percentage.                                                      |
| ceding\_commission\_basis   | string        | Basis for ceding commission (amount, percent-of-gross/net-premium).                      |
| min\_ceding\_commission     | double        | The minimum ceding commission percentage.                                                |
| profit\_commission\_basis   | string        | Basis for profit commission (amount, percent-of-gross/net-premium).                      |
| profit\_commission\_amounts | array         | The amount of each profit commission layer (attachment/exhaustion/profitsharing).        |
| premium\_maximum            | decimal(17,2) | None                                                                                     |
| aggregate\_limit\_basis     | string        | Basis for the aggregate limit (amount, percent-of-gross/net-premium).                    |
| aggregate\_limit            | double        | The aggregate limit percentage.                                                          |
| occurrence\_limit\_basis    | string        | Basis for the occurrence limit (amount, percent-of-gross/net-premium).                   |
| occurrence\_limit           | decimal(17,2) | The occurrence limit amount.                                                             |
| collateral\_terms\_id       | bigint        | The collateral terms unique identifier.                                                  |

## data\_map.person

Information on specific people (for example, key employees) within a company.

| Column               | Type   | Definition                                                          |
| -------------------- | ------ | ------------------------------------------------------------------- |
| person\_id           | bigint | The unique identifier of the person.                                |
| company\_id          | bigint | The unique identifier of the company the person is affiliated with. |
| fullname             | string | The full name of the person.                                        |
| email                | string | The email address of the person.                                    |
| firstname            | string | The first name of the person.                                       |
| lastname             | string | The last name of the person.                                        |
| title                | string | The title of the person.                                            |
| description          | string | A description of the person or their role.                          |
| industry\_experience | int    | The number of years of industry experience the person has.          |
| tenure               | int    | The number of years the person has been with the company.           |
| linkedin             | string | The linkedin URL of the person.                                     |

## data\_map.policy

The cumulative latest policy-level data as of the provided `valuation_date`.

| Column                         | Type          | Definition                                                     |
| ------------------------------ | ------------- | -------------------------------------------------------------- |
| policy\_id                     | bigint        | The unique identifier of the policy.                           |
| insurer\_id                    | bigint        | The unique identifier of the insurer company.                  |
| policy\_group\_id              | bigint        | The unique identifier of the policy group.                     |
| external\_policy\_id           | string        | The policy identifier provided by the insurer.                 |
| policy\_effective\_date        | date          | The date the policy became effective.                          |
| policy\_expiration\_date       | date          | The date the policy expires.                                   |
| policy\_cancellation\_date     | date          | The date the policy was cancelled.                             |
| source\_record\_date           | date          | Date of the bordereaux file supplied by the cedant.            |
| jurisdiction\_country          | string        | The country the policy was issued in.                          |
| jurisdiction\_province         | string        | The province or state was issued in.                           |
| coverage\_types                | array         | The types of coverage under the policy.                        |
| deductibles                    | array         | The deductibles for each coverage.                             |
| coverages                      | array         | The amount of each coverage.                                   |
| policy\_limit\_individual      | array         | The individual limit for each coverage.                        |
| policy\_limit\_occurance       | array         | The occurrence limit for each coverage.                        |
| policy\_limit\_aggregate       | array         | The aggregate limit for each coverage.                         |
| premium\_collection\_frequency | string        | The frequency of premium collection (e.g. monthly, quarterly). |
| named\_insured                 | string        | The name of the named insured.                                 |
| additional\_insured            | array         | The names of any additional insured.                           |
| premium\_written               | decimal(17,2) | The premium written under the policy.                          |
| premium\_earned                | decimal(17,2) | The premium earned under the policy.                           |
| premium\_collected             | decimal(17,2) | The premium collected under the policy.                        |
| base\_rate                     | double        | The base rate for the policy.                                  |
| manual\_rate                   | double        | The manual rate for the policy.                                |
| base\_premium                  | decimal(17,2) | The base premium for the policy.                               |
| manual\_premium                | decimal(17,2) | The manual premium for the policy.                             |
| exposures                      | array         | The exposure amount for each coverage                          |
| risk\_factors                  | array         | The risk factors for the policy.                               |
| details                        | map           | Any policy-specific fields                                     |
| other\_data                    | array         | Any other data fields                                          |
| valuation\_date                | timestamp     | Date the amounts were computed.                                |
| is\_latest                     | boolean       | None                                                           |

## bordereaux.silver\_policy\_snapshot

Premium as of a specific date.

| Column                          | Type          | Definition                                                                                     |
| ------------------------------- | ------------- | ---------------------------------------------------------------------------------------------- |
| policy\_snapshot\_id            | bigint        | The unique identifier for the policy snapshot.                                                 |
| policy\_group\_id               | bigint        | The unique identifier for the policy group that the policy belongs to.                         |
| contract\_risk\_period\_id      | bigint        | The unique identifier for the contract risk period that the policy belongs to.                 |
| external\_policy\_id            | string        | The identifier assigned by the insurer for the policy.                                         |
| source\_record\_date            | date          | The date of the BDX file supplied by the cedant.                                               |
| policy\_effective\_date         | date          | The date the policy begins coverage.                                                           |
| policy\_expiration\_date        | date          | The date the policy expires.                                                                   |
| policy\_cancellation\_date      | date          | The date the policy was cancelled if any.                                                      |
| earn\_start\_date               | date          | The date the policy begins earnings.                                                           |
| earn\_stop\_date                | date          | The date the policy stops earnings.                                                            |
| cedant\_treaty\_year            | string        | The treaty year the policy covers as supplied by the cedant.                                   |
| written\_country                | string        | The country the policy is written in.                                                          |
| written\_province               | string        | The state or province the policy is written in.                                                |
| policy\_limit                   | decimal(17,2) | The total claims limit of the policy.                                                          |
| policy\_deductible              | decimal(17,2) | The deductible paid by the holder of the policy.                                               |
| policy\_details                 | map           | Details specific to this policy and/or cedant (e.g. insured party).                            |
| policy\_derived\_details        | map           | Details derived from the policy and/or cedant (e.g. line of business).                         |
| epistemic\_rank                 | string        | The epistemic rank of the policy.                                                              |
| is\_policy\_event\_date         | boolean       | Indicates whether the policy event date is the same as the source record date (usually false). |
| metadata                        | map           | Metadata associated with the premium BDX file itself.                                          |
| created\_at                     | timestamp     | The date the record was created in the database.                                               |
| updated\_at                     | timestamp     | The date the record was last updated in the database.                                          |
| is\_latest                      | boolean       | Indicates whether the record is the latest version of the premium file.                        |
| run\_key                        | string        | The unique identifier for the run of the premium BDX file.                                     |
| policy\_effective\_date\_raw    | date          | The date the policy begins coverage if different from the file date.                           |
| policy\_expiration\_date\_raw   | date          | The date the policy expires if different from the file date.                                   |
| policy\_cancellation\_date\_raw | date          | The date the policy was cancelled if any if different from the file date.                      |
| source\_record\_date\_raw       | date          | The date the record was received if different from the file.                                   |
| # Clustering Information        |               |                                                                                                |
| # col\_name                     | data\_type    | comment                                                                                        |

## bordereaux.silver\_claim\_snapshot

Claims as of a specific date.

| Column                       | Type          | Definition                                                                                       |
| ---------------------------- | ------------- | ------------------------------------------------------------------------------------------------ |
| claim\_snapshot\_id          | bigint        | The unique identifier for a claim.                                                               |
| policy\_group\_id            | bigint        | The unique identifier for the policy group that the claim belongs to.                            |
| external\_claim\_id          | string        | The identifier assigned by the insurer for the claim.                                            |
| external\_policy\_id         | string        | The identifier assigned by the insurer for the policy.                                           |
| source\_record\_date         | date          | The date of the BDX file supplied by the cedant.                                                 |
| cedant\_accounting\_date     | date          | The date the claim was accounted for by the cedant.                                              |
| policy\_effective\_date      | date          | The date the policy begins coverage.                                                             |
| cedant\_treaty\_year         | string        | The treaty year reported by the cedant.                                                          |
| currency                     | string        | The currency the claim is denominated in.                                                        |
| claims\_handler              | string        | The name of the claims handler if specified.                                                     |
| jurisdiction\_country        | string        | The country the claim was filed in.                                                              |
| jurisdiction\_province       | string        | The state or province the claim was filed in.                                                    |
| claim\_details               | map           | Details specific to this type of claim and/or cedant                                             |
| claim\_derived\_details      | map           | Details inferred by either the BDX file or the policy, including losses, reserves, and expenses. |
| claim\_limit                 | decimal(17,2) | The limit of claims under the policy.                                                            |
| claim\_deductible            | decimal(17,2) | The deductible paid by the insured.                                                              |
| source\_record\_date\_raw    | date          | The date of the claim supplied by the cedant if overridden by an overlay (for debugging only).   |
| policy\_effective\_date\_raw | date          | The date the policy begins coverage if overridden by an overlay (for debugging only).            |
| epistemic\_rank              | string        | The data source of the claim (currently just "bordereau").                                       |
| metadata                     | map           | Metadata about the BDX file itself.                                                              |
| is\_latest                   | boolean       | Whether this is the latest version of the claim file.                                            |
| created\_at                  | timestamp     | The date the record was created in the database.                                                 |
| updated\_at                  | timestamp     | The date the record was last updated in the database.                                            |
| contract\_risk\_period\_id   | bigint        | The unique identifier for the contract risk period that the claim belongs to.                    |
| run\_key                     | string        | The unique identifier for the ingest job run (for debugging only)                                |
| # Clustering Information     |               |                                                                                                  |
| # col\_name                  | data\_type    | comment                                                                                          |

## bordereaux.gold\_contract\_compliance

Premium and Loss data as reconciled with the reinsurance contract.

| Column                             | Type          | Definition                                                                                          |
| ---------------------------------- | ------------- | --------------------------------------------------------------------------------------------------- |
| primary\_tag                       | string        | Human readable combination of cedant and coverage type (e.g. "company.category-coverage").          |
| component\_tag                     | string        | Sub-tag, possibly the same as the primary tag.                                                      |
| cedant\_treaty\_year               | string        | The treaty year the policy covers as supplied by the cedant.                                        |
| risk\_period\_start                | date          | The start date of the risk period covered by the poicy.                                             |
| epistemic\_rank                    | string        | The data source of the record (currently just "bordereau").                                         |
| evaluation\_date                   | date          | The most recent date a BDX file was supplied by the cedant.                                         |
| premium\_written                   | decimal(38,2) | The total value of premium written on this program.                                                 |
| premium\_cedant\_earned            | decimal(38,2) | The total earned premium reported by the cedant.                                                    |
| premium\_cedant\_collected         | decimal(38,2) | The total paid premium reported by the cedant.                                                      |
| ibnr\_cedant\_load                 | decimal(38,2) | The incurred but not reported estimate by the cedant.                                               |
| reported\_loss                     | double        | The total loss reported by the cedant.                                                              |
| uncapped\_reported\_loss           | decimal(38,2) | The total loss reported by the cedant ignoring policy limits.                                       |
| over\_cap\_reported\_loss          | double        | The difference between the uncapped loss and the reported loss.                                     |
| count\_capped\_reported\_loss      | bigint        | The number of capped claims.                                                                        |
| capped\_reported\_loss\_claim\_ids | array         | Array of ids of capped claims.                                                                      |
| paid\_loss                         | double        | Total amount paid out on the policy.                                                                |
| uncapped\_paid\_loss               | decimal(38,2) | Total amount paid out on the policy ignoring policy limits.                                         |
| over\_cap\_paid\_loss              | double        | The difference between the uncapped paid loss and the paid loss.                                    |
| count\_capped\_paid\_loss          | bigint        | The number of capped claims.                                                                        |
| capped\_paid\_loss\_claim\_ids     | array         | Array of ids of capped claims.                                                                      |
| premium\_written\_source           | string        | The type of BDX file supplied for the premium written (currently "aggregate" or "policy\_claim").   |
| premium\_cedant\_earned\_source    | string        | The type of BDX file supplied for the premium earned (currently "aggregate" or "policy\_claim").    |
| premium\_cedant\_collected\_source | string        | The type of BDX file supplied for the premium collected (currently "aggregate" or "policy\_claim"). |
| ibnr\_cedant\_load\_source         | string        | The type of BDX file supplied for the IBNR cedant load (currently "aggregate" or "policy\_claim").  |
| reported\_loss\_source             | string        | The type of BDX file supplied for the reported loss (currently "aggregate" or "policy\_claim").     |
| paid\_loss\_source                 | string        | The type of BDX file supplied for the paid loss (currently "aggregate" or "policy\_claim").         |
| occurrence\_limit                  | int           | The limit per claim under the policy.                                                               |
| claim\_count                       | bigint        | The total number of claims under the policy.                                                        |

## bordereaux.gold\_cedant\_loss\_pick

The loss ratio predicted ("picked") by the cedant.

| Column                     | Type   | Definition                                                                     |
| -------------------------- | ------ | ------------------------------------------------------------------------------ |
| policy\_group\_id          | bigint | The unique identifier of the policy group                                      |
| source\_record\_date       | date   | The date of the BDX file supplied by the cedant.                               |
| contract\_risk\_period\_id | bigint | The unique identifier for the contract risk period that the policy belongs to. |
| cedant\_loss\_pick         | double | The projected loss ratio by the cedant for the policy and risk period.         |
